Metal: Solid sterling silver, plated in 18k yellow gold. Diamonds: 1.20 carat approx., 60 round brilliant Earth mined diamonds. Ruby: Roberto Coin "signature" ruby is set in the back of the pendant. ***Schafer Jewelers was founded as a "brick and mortar" fine jewelry store in 1988 in Florida. Return Policy: 30 days. All items must be in original condition, unaltered, not sized and not shortened. International Buyers: We are not responsible for customs fees, duties or delays, foreseen or not. Sizing and shortening: We can quickly size or shorten your item, for a small charge. Please contact us. Once altered, we do not want to accept a return. Condition of our Estate, Antique and Pre-owned Jewelry: All items are professionally cleaned and polished if needed. If there are any imperfection.